Cusptips

Do you take my insurance?

Do you take my insurance?

Patients want to know their costs for treatment and what benefits their insurance can offer at your office.

They may call your office and ask, do you take my insurance?

The reality is most dental offices can file most all insurances. But the patient also really wants to know not only does the office take their insurance, they want to know what kind of benefits their insurance will pay at your office and if there are any negotiated in-network rates to help save costs.

They want to know whether the office is in network or out of network. So you really need to know more about the types of insurance and what type of insurance this patient has.

6 types of insurance

There are many types of insurance, here are 6:

1. Open panel freedom of choice

The open panel freedom of choice insurances. With these plans, a person can choose any
dentist and any dentist can choose to participate.

2. Closed panel insurance

These plans allow the patient to only be seen by a dentist who has a signed contract with
insurance.

3. PPO (preferred provider organizations)

PPOs are preferred provider organizations and this may be a patient who has in-network
coverage, where this may with an in-network provider who has signed a contract with the
insurance carrier to charge a reduced fee for the patients.

These patients may still have the option to see an out-of-network provider, but they may pay a greater share of the full fee.

4. EPOs

EPO is an exclusive provider organization and these patients can only see an in-network dentist and there are no out-of-network benefits.

5.Capitation plans

There are also capitation plans, which could be a DHMO – A dental health maintenance organization.

Dentists in these plans are paid a monthly fee to care for the patients, but the patient has to go to a contracted dentist.

6.Medicaid

There are also plans like Medicaid that are state run plans and the benefits are paid by the state.

The insurance coverage for these has to be verified for the date of service to be sure that the patient has eligible coverage and the patient has to go to an in-network provider.

So you can see there are a lot of complexities to this question. Do you take my insurance?

And the best thing a dental office can do is to help the patient get some answers about the benefits and help them to get the care they need.

That’s what the patient wants. They want answers about their benefits and they want to get the care they need.

Understanding insurance benefits

So try to help them understand their benefits in the most transparent way and recognize that it’s not only confusing for the patient, but it can also be confusing for the office sometimes.

For example, sometimes you may hear a patient has insurance X and you don’t recognize the
name of this insurance.

You may have never heard of insurance X before, but when you call the provider relations number on the back of the insurance card, you learn this insurance X uses the insurance Y fee schedule and your office is already a participating provider for insurance Y.

This could be a third-party administrator acting on behalf of insurance X so the patient can get in-network rates with the insurance Y provider.

Even though they have insurance X, they have in network coverage at your office with insurance Y networks, it’s very complex.

So sometimes the answer of whether the office is in network with a company is way more complicated than just looking at your list of insurance participation and knowing which insurances you’re in-network with at your office.

To know which patients get in-network rates at your office, you really have to dig a little deeper and be able to explain in-network and out of network benefits for the patient.

It’s important to them. They want to understand their insurance.

Most of the out-of-network providers can file the benefits for the patient to be seen out of network. The insurance may pay the same fee, but the patient is paying possibly a greater share of the fee, especially if they’re not getting the same reduced fee schedule.

This may happen if they’re not getting the reduced fee schedule or there could be a different percentage paid to out of network providers by the insurance.

Some out-of-network insurance coverage like Medicaid won’t pay a benefit if the patient goes out of network.

So you really need to know if the plan for the patient is a PPO or an EPO and many are PPOs
but some are EPOs and so we need to check the details.

If you’re certain that they’re in-network providers, you can just let the patient know yes and we can file this insurance.

But if you’re not sure if it’s an in-network provider, don’t just send the patient away struggling to find the care they need and not learning anything about their insurance.

Help the patient, help them understand their benefits.

Helping patients understand their benefits

Offer to do a benefits check.

Set up the patient in the computer with their contact information and their insurance group
information.

Get the provider relations number for the insurance and then create a system in your office to do these benefit checks.

Maybe you put their name on a clipboard, maybe you keep their names on a list on a spreadsheet.

You could even have an online form that you can enter the patient in and the staff member can track the patients who need a benefits check.

This form could even be made into a portal on your website to offer to do benefits checks for patients.

And then your staff member can look at the collected info to check benefits- always make sure after you do the benefits check that the patient gets a follow-up call and that the information is saved in the practice management software for reference.

What to do for the benefits check first?

First get a summary of benefits for the insurance, maybe on the phone or on the fax or using the online portals for the insurance. You can request a summary of the benefits that you can scan into your practice management software.

Ask the provider relations representative if your office is in network or are there any thirdparty administrators that cover this plan with your office. And note this information for your patient in the notes section of your practice management software. 

In general, it may help to annually update your insurance coverage for local employers in your practice management system so that it’s stored in your computer and after one call is made to the insurance, the information is saved for not just that patient but for other patients as well. Start with new patients or patients who have large treatment plans and questions about insurance benefits.

You can save this information by group number. Using the group number to name the plan will avoid duplicating plan information with multiple names in your software. Always add the date the information was check as part of the name for future reference. Save this benefit plan on file and to be able to link it to new patients when adding their group number to that same plan. And using the group number to name the insurance plan will help you make sure that you don’t duplicate the different plan names.

You don’t want to have to call the insurance multiple times, so try to have a consistent naming system. Having the information in your software helps so that way you can see the coverage for different categories of insurance benefits.

You can also add notes regarding the in-network coverage for your office and if there’s any third-party administrators that link this plan to your in-network providers. You can add information about frequency of services if helpful.

And now you can let the patient know more about the plan.

If it’s an EPO or a state plan like Medicaid, they may have to see an in-network provider.

If it’s an open panel plan, like many PPOs, they may be able to go to an in-network or an outof-network provider and you can let them know if your office is in-network or if you’re an
out-of-network provider for this plan, you can also let the patient know some estimated cost
ranges for a consult. 

If your office is an out-of-network provider, what percentage does their plan pay for exams and preventative care?

Is it a one hundred percent?

Do you have a copy of the plans fee schedule?

Can you offer to share your consultation price for the patient to first try the office?

You can let the patient know these costs for an initial visit- then once we have a detailed treatment plan based on the comprehensive dental exam – we can give a more accurate picture of costs for treatment based on what needs to be done.

You may want to let the patient know. We have lots of patients with your insurance who come here.

We can do a benefits check and follow up to let you know the benefits of your plan and the cost of your initial visit. And once we have a comprehensive treatment plan to take care of your needs, we can do more specific benefits checks based on what you need.

We can do a benefits check and follow up to let you know the cost of your visit. And then if we’re out of network, if the office is an out of network provider and the insurance will pay out of network, let the patient know what’s the cost for the initial cleaning or the initial consult. Have a set fee you can assure the patient for that first visit- and document it for other staff to know. 

Help patients avoid financial surprises

We don’t want patients to have financial surprises, so let the patient know that if you’re an in-network provider, out-of-network provider.

If you aren’t sure if you’re an in-network provider, offer to do a benefits check to get their information and follow up with an estimate for that first new patient visit.

Let them know this is the cost for the first visit, for the consult for the new patient or maybe a cleaning.

And then once we see you at the office, we can make a dental treatment plan to know what actually needs to be done and we can check benefits again after your first visit.

For the dental treatment, we will create the treatment plan and we may have a policy that if the treatment plan’s over a certain dollar amount, we’ll do a benefits check online or we’ll send the information to the insurance to request a pre-estimate for fees and we can get that information for the patient to avoid surprises.

But our goal is to get the patient the care they need and to help them better understand their benefits. We don’t want them to have any financial surprises.

So let’s try to get them the information they need and get them scheduled and get them a plan for care.

21,938 thoughts on “Do you take my insurance?”

  1. Фотофабрика кухонных гарнитуров в течение Санкт-петербурге – этто ваш надежный участник в течение сотворении кашеварных интерьеров. Мы работаем на разработке, производстве а также установке первоклассных кашеварных гарнитуров, кои сочетают в себе язык, работоспособность и долговечность. Наша задача – выделить покупателям субъективные решения, учрежденные вместе с учётом ихний пожеланий также потребностей, чтобы всякая шакша замерзла уютным также спокойным помещением для бытью равным образом творчества https://tivokya0kuhnishki.ru.

  2. ופשוט לעשות זאת בבית המלון או בדירתך. זה פשוט וקל להזמין את השירות. כל מה שצריך לעשות זה לבחור נערה לפי טעמך האישי, ולקבוע את שתתנסו בהם. זוהי יכולה להיות דרך מעולה להעשיר את חיי המין שלכם ולנסות דברים חדשים. צעצועי המין והאביזרים פותחים בוודאי שמעת שיש click this

  3. Как изготовить номер на автомобиль собственными руками, оригинальные идеи для номера, секреты изготовления номера на автомобиль, сделай сам: уникальный номер на машину, подборка лучших идей для номера на авто, изготовление номеров на автомобиль: просто и быстро, самые модные и стильные номера для вашего автомобиля, как сделать номер на машину своими руками: пошаговая инструкция, советы по выбору номера для машины, как поменять номер на автомобиле без проблем, как сделать необычный номер для автомобиля, советы по выбору номера на автомобиль, лайфхаки по изготовлению номера на автомобиль, оригинальные номера, которые выделят ваш автомобиль, самые популярные номера на автомобиль, DIY: как сделать креативный номер на авто, лучшие способы создания номера для машины, оригинальные идеи для номеров на автомобиль, как сделать стильный номер на машину за минуты.
    номер гос купить [url=https://www.dublikat-kvadrat-numbers.ru/]https://www.dublikat-kvadrat-numbers.ru/[/url] .

  4. Use uma selecao conveniente de respostas de nossos especialistas.
    Sonha com um cao que morde o seu braco? Doeu e sangrou? Interpretacao de um sonho de acordo com diferentes livros de sonho

    [url=https://www.tarocchigratis.info/tennis-video-il-punto-piu-bello-di-sempre/#comment-117316]Porque e que sonho em apanhar damascos?[/url] [url=https://ara-breisgau.de/node/717?page=9539#comment-753681]Porque e que sonho com uma cruz partida?[/url] [url=https://spotifybrasil.com.br/yoga-poses-for-back-pain/#comment-62176]Sonho de um gato adormecido[/url] [url=https://nexerarealty.com/2023/08/14/hello-world/#comment-25041]Porque e que sonho com uma cruz partida?[/url] [url=https://shipmcintyre.com/2021/09/12/hello-world/#comment-24437]Sonho de loja de penhores[/url] f733234

  5. Use uma selecao conveniente de respostas de nossos especialistas.
    Olhar num espelho num sonho

    [url=https://drevica.co.in/about-us-2/#comment-1363595]Porque e que sonho em apanhar damascos?[/url] [url=https://dharmaraja-navodaya.org/annual-general-meeting/comment-page-159/#comment-97949]Porque e que sonho em apanhar damascos?[/url] [url=https://www.tarocchigratis.info/jannik-sinner-eliminato/#comment-116794]Com que e que um elefante sonha?[/url] [url=http://probki.vyatka.ru/content/reshenie-1542012#comment-29934126]Sonho de um gato adormecido[/url] [url=https://www.rlaventerprises.com/2023/06/01/hello-world/#comment-18601]Porque e que sonho em apanhar damascos?[/url] 979fa68

  6. Хотите смотреть увлекательные фильмы и сериалы онлайн в великолепном качестве? Добро пожаловать на Tartugi! Изобилие каталога заставит вас забыть о других способах проведения досуга. Мы прилагаем все усилия, чтобы каждому посетителю было удобно у нас. Ищете ошибка резидента скачать торрент? Kino.tartugi.net – сайт, главные достоинства его: приятный интерфейс, быстрая регистрация, новинки, удобный поиск. Собрали лучшие фильмы и сериалы, смотреть их у нас одно удовольствие, удостоверьтесь в этом лично. Отдыхайте и впечатлениями о премьерах делитесь!

  7. https://www.bookmarks4all.win/las-mejores-agencias-de-marketing-digital-en-santiago-chile

    Hola a todos!

    Queria recomendarles un articulo que encontre recientemente sobre las mejores agencias de marketing digital en Chile. Si estan buscando mejorar la presencia online de su negocio o simplemente quieren conocer mas sobre las agencias que estan marcando la pauta en el pais, este post les puede ser muy util.

    Lo que mas me gusto del articulo es que no es solo una lista generica, sino que se toman el tiempo de explicar que hace destacar a cada agencia. Hablan sobre la especializacion de algunas en SEO, redes sociales o campanas de publicidad digital, y como se adaptan a las necesidades de distintos tipos de empresas, desde pymes hasta grandes corporaciones. Ademas, mencionan ejemplos de casos de exito que te permiten entender mejor como trabajan.

    A veces es complicado elegir una agencia cuando hay tantas opciones, pero este blog post te da una buena base para empezar tu busqueda con mas confianza. Tambien me parecio interesante que destacan agencias no solo en Santiago, sino en varias ciudades de Chile, lo cual es ideal si estas buscando apoyo mas cerca de tu zona.

    Si tienes una empresa que necesita mejorar su visibilidad online o estas pensando en invertir en marketing digital, este articulo te puede ahorrar bastante tiempo investigando. Personalmente, me ayudo a identificar algunas agencias que no conocia y que ahora estoy considerando para futuras campanas.

    Si les interesa el tema o estan buscando alguna recomendacion confiable, les sugiero que le den una mirada al blog. Creo que les puede servir para encontrar la opcion ideal para sus necesidades.

    Saludos y exito en sus proyectos!

  8. Hello are using WordPress for your site platform? I’m new
    to the blog world but I’m trying to get started and set up my own. Do you need any html coding knowledge to
    make your own blog? Any help would be really appreciated!

  9. Woah! I’m really enjoying the template/theme of this website.
    It’s simple, yet effective. A lot of times it’s tough to get that “perfect balance”
    between superb usability and visual appeal. I must say you’ve
    done a superb job with this. Additionally, the blog loads very quick for me on Safari.
    Exceptional Blog!

  10. Фабрика кухонных гарнитуров в течение С-петербурге – это чемодан фундаментальный партнер в течение существе кашеварных интерьеров. Наша сестра работаем на исследованию, фабрике равно аппарате первоклассных кашеварных гарнитуров, коим соединяют на себя язык, работоспособность и долговечность. Наша представительство – предоставить клиентам отдельные решения, учрежденные с учётом ихний пожеланий а также надобностей, чтобы любил кухня остановилась уютным а также удобным наделом для века также творчества http://tivokya0kuhnishki.ru.

  11. Howdy very cool web site!! Man .. Beautiful ..
    Wonderful .. I will bookmark your site and take the feeds also?
    I’m happy to find so many helpful information right here in the submit,
    we want develop extra strategies in this regard, thanks
    for sharing. . . . . .

  12. This is really interesting, You’re a very skilled blogger.
    I have joined your rss feed and look forward to seeking more of your
    wonderful post. Also, I have shared your website in my social networks!

  13. I’m really impressed with your writing skills
    as well as with the layout on your weblog. Is this a paid theme or did you customize it yourself?
    Anyway keep up the nice quality writing, it’s rare to see a nice blog like this one these days.

  14. Good day! I could have sworn I’ve been to this website before but after checking through some
    of the post I realized it’s new to me. Anyways, I’m definitely
    happy I found it and I’ll be book-marking and checking back often!

  15. Hi! I could have sworn I’ve visited this site before but after going through some of the posts I realized it’s
    new to me. Anyways, I’m definitely happy I stumbled upon it and I’ll be bookmarking it and checking back regularly!

  16. Use uma selecao conveniente de respostas de nossos especialistas.
    O que e que eu sonho em mudar de emprego?

    [url=https://secret-camping.com/pure-luxe-in-punta-mita/#comment-1163306]Porque e que sonho com uma cruz partida?[/url] [url=https://tacklesportsacademy.com/2019/12/19/hello-world/#comment-156526]Porque e que sonho com o kvass?[/url] [url=https://dopakoios.com/product/green-parka/#comment-17143]Sonho de loja de penhores[/url] [url=https://drevica.co.in/about-us-2/#comment-1363281]Com que e que um elefante sonha?[/url] [url=https://anlocapartment.com/2019/08/14/hello-world/#comment-46286]Sonho de loja de penhores[/url] 336a427

  17. Hi there! I know this is kind of off-topic but I had to ask.
    Does building a well-established website such as yours require a large amount of work?
    I’m brand new to blogging but I do write in my journal every day.
    I’d like to start a blog so I can easily share my own experience and feelings online.
    Please let me know if you have any kind of ideas or
    tips for brand new aspiring bloggers. Appreciate it!

  18. Use uma selecao conveniente de respostas de nossos especialistas.
    O que e que eu sonho em mudar de emprego?

    [url=https://www.tarocchigratis.info/jannik-sinner-eliminato/#comment-38]Sonho de loja de penhores[/url] [url=https://toucanlove2022.com/2023/02/22/hello-world/#comment-12091]Sonho de um gato adormecido[/url] [url=https://medikritik.com/haberler/polmed-balkan-sempozyumunda?page=2918#comment-1606161]Com que e que um elefante sonha?[/url] [url=https://secusiz.com/building-management-in-calicut/#comment-9241]Porque e que sonho com o kvass?[/url] [url=https://systematlas.com/2020/09/23/hello-world/#comment-11187]Num sonho, apanhar coisas[/url] 8e979fa

  19. На сайте http://www.xn—57-fddotkqrbwclei3a.xn--p1ai/ вы сможете заказать такую важную, нужную и полезную услугу, как уничтожение насекомых при помощи тумана. Такая уникальная технология не вредит людям, животным, зато эффективно выводит непрошенных гостей. На услугу установлены привлекательные расценки, а потому заказать ее смогут все желающие. Все работы выполняются на профессиональном уровне, с использованием инновационного оборудования. Звоните для того, чтобы воспользоваться услугой.

  20. hi!,I like your writing so much! share we communicate more approximately your post on AOL?

    I require a specialist in this space to solve my problem. Maybe
    that is you! Having a look forward to look you.

  21. Hi! I know this is kinda off topic but I was wondering
    which blog platform are you using for this website? I’m getting fed up of WordPress because I’ve had issues with hackers and I’m looking at options for another platform.
    I would be awesome if you could point me in the direction of
    a good platform.

  22. Зайдите на сайт https://kpt-gid.ru/ и вы найдете курсы когнитивно-поведенческой терапии от лучших школ от «КПТ-гид», а также подробное описание популярных курсов когнитивно-поведенческой терапии для психологов, а также сравнение курсов обучения КПТ от лучших школ в 2024 году. Рейтинг курсов КПТ с ценами, отзывами, длительностью и выдаваемым документом.

  23. Обмен криптовалюты в Киеве Лучший курс Безопасно купить/продать, обменять крипту на наличные в городе Киев (Украина) через Онлайн криптообменник [url=https://www.05366.com.ua/list/477626]обмен криптовалют украина[/url]

  24. **A:** If skydiving is not an option due to weight restrictions, you can explore other adrenaline-pumping activities such as bungee jumping, windsurfing, rock climbing, or white-water rafting. These activities offer thrilling experiences without the weight restrictions of skydiving.
    Tandem jumps with experienced instructors are generally more forgiving in terms of weight, but remember, you’ll be sharing the weight with the instructor. This option can be a good way for people who are overweight to try skydiving.

    For more details travelerschat.com

    **A:** While skydiving is generally safe, exceeding the weight limits for a skydiving jump can increase the risk of injury. It is crucial to ensure that your weight is within the safe range for the equipment and the company’s policy.
    1. Seek Out Companies with Higher Weight Limits
    Let’s say you’re above the typical weight limits set by most skydiving companies. Does that mean your skydiving dreams are dashed? Not necessarily. There are some options you can consider:
    Factors Affecting Weight Restriction
    * **Experience level:** More experienced skydivers might be permitted to jump with heavier equipment, but this is often subject to individual assessment and approval by the company.

  25. Dankbros is one of Canada’s most reputable online marijuana dispensaries. We guarantee that you’ll receive the best strains, concentrates, and accessories [url=http://www.jour-ter28.fr/tracking/cpc.php?ids=465&idv=2815&email=EMAIL]]&nom=&prenom=&civ=&cp=&redirect=https://dankbros.net/]http://www.jour-ter28.fr/tracking/cpc.php?ids=465&idv=2815&email=EMAIL]]&nom=&prenom=&civ=&cp=&redirect=https://dankbros.net/[/url]

  26. Фабрика кухонных гарнитуров в течение С-петербурге – это чемодан фундаментальный партнер в течение создании кашеварных интерьеров. Да мы с тобой специализируемся на разработке, изготовлении а также установке высококачественных кухонных гарнитуров, тот или иной соединяют в себе язык, функциональность и долговечность. Наша миссия – обеспечить покупателям индивидуальные ответа, основанные с учётом ихний пожеланий равно надобностей, чтобы каждая кухня таким образом приятным и удобным местностью чтобы существования равно творчества https://www.tivokya0kuhnishki.ru/.

  27. Фотофабрика кашеварных гарнитуров в течение С-петербурге – этто ваш надежный участник в течение создании кашеварных интерьеров. Ты да я специализируемся сверху исследованию, изготовлении также установке высококачественных кашеварных гарнитуров, какие сочетают в течение себя стиль, функциональность и долговечность. Наша назначение – дать покупателям субъективные решения, образованные один-другой учётом их пожеланий равным образом необходимостей, чтоб всякая кухня стала уютным и удобным местностью чтобы жизни да творчества http://tivokya0kuhnishki.ru/.

  28. Нежданно потребовались непредвиденные расходы? Теперь вы можете получить [url=https://dengibyn.ru]деньги в долг в Минске[/url] на выгодных условиях всего за несколько минут.

  29. Aproveite as mais abrangentes interpretacoes.
    Sonho de um gato adormecido

    [url=http://park8.wakwak.com/cgi-bin/sbox/%7Eyuzo/yybbs/yybbs.cgi]Sonho de loja de penhores[/url] [url=https://usdnaira.com/blog/pay-goods-and-services-cost-above-100-nigeria?page=1835#comment-976267]Porque e que sonho com o kvass?[/url] [url=https://magnat-matras.ru/forum/messages/forum2/topic5141/message120169/?result=reply#message120169]Porque e que sonho com uma cruz partida?[/url] [url=https://wiki.dailysocial.id/w/User:10.100.100.23]Porque e que sonho em apanhar damascos?[/url] [url=https://medikritik.com/haberler/polmed-balkan-sempozyumunda?page=3190#comment-1624609]O que e que eu sonho em mudar de emprego?[/url] 36a424_

  30. https://list.ly/i/10269313

    Hola a todos!

    Queria recomendarles un articulo que encontre recientemente sobre las mejores agencias de marketing digital en Chile. Si estan buscando mejorar la presencia online de su negocio o simplemente quieren conocer mas sobre las agencias que estan marcando la pauta en el pais, este post les puede ser muy util.

    Lo que mas me gusto del articulo es que no es solo una lista generica, sino que se toman el tiempo de explicar que hace destacar a cada agencia. Hablan sobre la especializacion de algunas en SEO, redes sociales o campanas de publicidad digital, y como se adaptan a las necesidades de distintos tipos de empresas, desde pymes hasta grandes corporaciones. Ademas, mencionan ejemplos de casos de exito que te permiten entender mejor como trabajan.

    A veces es complicado elegir una agencia cuando hay tantas opciones, pero este blog post te da una buena base para empezar tu busqueda con mas confianza. Tambien me parecio interesante que destacan agencias no solo en Santiago, sino en varias ciudades de Chile, lo cual es ideal si estas buscando apoyo mas cerca de tu zona.

    Si tienes una empresa que necesita mejorar su visibilidad online o estas pensando en invertir en marketing digital, este articulo te puede ahorrar bastante tiempo investigando. Personalmente, me ayudo a identificar algunas agencias que no conocia y que ahora estoy considerando para futuras campanas.

    Si les interesa el tema o estan buscando alguna recomendacion confiable, les sugiero que le den una mirada al blog. Creo que les puede servir para encontrar la opcion ideal para sus necesidades.

    Saludos y exito en sus proyectos!

  31. Use uma selecao conveniente de respostas de nossos especialistas.
    Porque e que sonho com uma cruz partida?

    [url=https://anastasia.ru/media/gallery2/118/3039/?SECTION_ID=118&ELEMENT_ID=3039&MID=440008&result=reply]Porque e que sonho com o kvass?[/url] [url=https://moderatpers.com/review-music-happy-skinnyfabs/comment-page-35/#comment-346561]Sonho de um gato adormecido[/url] [url=https://www.razboinici.ro/forum/index.php?action=vthread&forum=1&topic=10&page=957#msg238210]Com que e que um elefante sonha?[/url] [url=http://park1.wakwak.com/%7Earaki/cgi-bin/yybbs/yybbs.cgi?list=thread]Porque e que sonho em apanhar damascos?[/url] [url=https://nlpinst.com/what-is-nlp/comment-page-85840/#comment-661805]O que e que eu sonho em mudar de emprego?[/url] 86f7332

Leave a Comment

Your email address will not be published. Required fields are marked *